{"id":2653,"date":"2023-06-13T19:52:25","date_gmt":"2023-06-13T23:52:25","guid":{"rendered":"https:\/\/hermannyc.com\/2023\/06\/13\/bronx-car-injury-attorney-glenn-a-herman-breaks-down-no-fault-insurance-laws-in-new-york\/"},"modified":"2023-06-13T19:52:25","modified_gmt":"2023-06-13T23:52:25","slug":"bronx-car-injury-attorney-glenn-a-herman-breaks-down-no-fault-insurance-laws-in-new-york","status":"publish","type":"post","link":"https:\/\/hermannyc.com\/2023\/06\/13\/bronx-car-injury-attorney-glenn-a-herman-breaks-down-no-fault-insurance-laws-in-new-york\/","title":{"rendered":"Bronx Car Injury Attorney Glenn A. Herman Breaks Down No-Fault Insurance Laws in New York."},"content":{"rendered":"<p> [ad_1]<br \/>\n<\/p>\n<div>\n<div class=\"featured-image\">\n            <img decoding=\"async\" itemprop=\"image\" src=\"https:\/\/newsroom.submitmypressrelease.com\/system\/posts\/images\/000\/644\/447\/large\/herman-sidebar-updated.jpg\" class=\" wp-post-image\" alt=\"\"\/>\n          <\/div>\n<div class=\"intro-text\">\n<p>Bronx Personal Injury Attorney Glenn A. Herman Explains The Where, What, Why, And How Behind No-Fault Insurance<\/p>\n<\/p><\/div>\n<p dir=\"ltr\">New York is one of twelve states with no-fault insurance laws, which can potentially make obtaining <a href=\"https:\/\/hermannyc.com\/nyc-auto-accident-attorney\/\" target=\"_blank\" rel=\"noopener\">personal injury <\/a>compensation more complicated for traffic accident victims. <\/p>\n<p dir=\"ltr\">In this article, NYC personal injury attorneys Glenn &amp; Robin Herman explain the function of no-fault insurance policies and how it affects personal injury victims. <\/p>\n<h2 dir=\"ltr\">What is No-Fault Insurance?<\/h2>\n<p dir=\"ltr\">No-fault insurance refers to policies that cover the injuries of you, your passengers, pedestrians, and cyclists following a traffic accident up to a certain amount of money, irrespective of the person at fault. Such policies may also be referred to as personal injury protection (PIP) plans.<\/p>\n<p dir=\"ltr\">Drivers in New York are required to have personal injury protection. Claims are processed faster in no-fault states than at-fault ones, where filing through the other driver&#8217;s insurer and waiting for two companies to determine payment is prolonged.<\/p>\n<p dir=\"ltr\">In New York State, drivers must have at least $50,000 in PIP coverage. <\/p>\n<h2 dir=\"ltr\">What States Have No-Fault Insurance in 2022? <\/h2>\n<p dir=\"ltr\">As of 2022, there are 12 states with no-fault insurance laws on the books. These states are\u201d<\/p>\n<ul>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Florida<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Hawaii<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Kansas<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Kentucky<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Massachusetts<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Michigan<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Minnesota<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">New Jersey<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">New York<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">North Dakota<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Pennsylvania<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Utah<\/p>\n<\/li>\n<\/ul>\n<p dir=\"ltr\">In three of these states (Kentucky, New Jersey, and Pennsylvania), drivers may opt-out of no-fault policies. <\/p>\n<p dir=\"ltr\">Ten states give drivers the option of adding personal injury protection to their auto insurance plans without it being mandatory:<\/p>\n<ul>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Arkansas<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Delaware<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Maryland<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">New Hampshire<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Oregon<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">South Dakota<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Texas<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Virginia<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Washington<\/p>\n<\/li>\n<li dir=\"ltr\">\n<p dir=\"ltr\">Wisconsin<\/p>\n<\/li>\n<\/ul>\n<h2 dir=\"ltr\">No-Fault Insurance and Personal Injury Cases<\/h2>\n<p dir=\"ltr\">No-fault insurance laws reduce processing times for medical expenses and lost wages in car accidents, while also minimizing the number of civil lawsuits for minor&#8230;<\/p>\n<\/div>\n<p>[ad_2]<br \/>\n<br \/><a href=\"https:\/\/rghermaninjuryattorneys.nyc\/bronx-personal-injury-attorney-glenn-a-herman-breaks-down-no-fault-insurance-laws-in-new-york_644447.html\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>[ad_1] Bronx Personal Injury Attorney Glenn A. Herman Explains The Where, What, Why, And How Behind No-Fault Insurance New York is one of twelve states with no-fault insurance laws, which can potentially make obtaining personal injury compensation more complicated for traffic accident victims. In this article, NYC personal injury attorneys Glenn &amp; Robin Herman explain &#8230; <a title=\"Bronx Car Injury Attorney Glenn A. Herman Breaks Down No-Fault Insurance Laws in New York.\" class=\"read-more\" href=\"https:\/\/hermannyc.com\/2023\/06\/13\/bronx-car-injury-attorney-glenn-a-herman-breaks-down-no-fault-insurance-laws-in-new-york\/\" aria-label=\"More on Bronx Car Injury Attorney Glenn A. Herman Breaks Down No-Fault Insurance Laws in New York.\">Read More<\/a><\/p>\n","protected":false},"author":2,"featured_media":2654,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-2653","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-release"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bronx Car Injury Attorney Glenn A. 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